What Does Richmond’s New FEMA Flood Map Mean for You?
by Sarah Wilkinson, Southside ReLeaf Communications Manager
Recently, we have heard from community members who are concerned about new flood data that may require them to purchase flood insurance. Our work to map flooding after rainfall events in Southside neighborhoods through our “Go With the Flow” project is unrelated to how federal flood insurance requirements are determined. Both are intertwined and address water resource management, but at different scales.
Here's what's going on:
The City of Richmond is in the process of updating their federal FEMA flood risk map, which was revised through a data collection process conducted by FEMA.
The FEMA map is focused on floodplain management, which is where water goes when creeks, rivers, lakes, etc. spread out into surrounding areas during a flood. By contrast, our flood mapping work focuses on stormwater management, which is where water goes during rain events as it flows off paved surfaces, rooftops, etc., and isn't absorbed by the ground.
Where water goes when the James River floods, for example, is floodplain management.
Where water goes when it’s not absorbed by the ground after a rain event is stormwater management.
The City is required to adopt the updated FEMA flood map to ensure residents can access discounted flood insurance through the National Flood Insurance Program. The new federal flood map will mean some homeowners no longer need flood insurance, while requiring others to purchase it for the first time.
We encourage you to attend the upcoming open house so you can learn more about the changes to Richmond's FEMA flood map and what they mean for you and your family. The open house is happening on Thursday, June 12, 2025 from 6 - 7 pm at T. B. Smith Community Center (2015 Ruffin Road). It will be hosted by the Department of Public Utilities.
Screenshot of Richmond’s new federal FEMA flood risk map.